How to Save Money on Groceries?

Plan Before You Shop

Make a List and Stick to It: Always prepare a list of groceries you need before heading to the store. It helps you stay focused and avoid impulse purchases.
Meal Prep for the Week: Plan your meals for the week and include only necessary ingredients in your shopping list. This minimizes waste and saves money.
Budget with the 60/30/10 Rule: Allocate 60% of your budget to essentials (staples like rice, wheat), 30% to perishables (fruits, vegetables), and 10% for indulgences.

Shop Local and Seasonal: Local markets often have fresher produce at lower prices. Buying seasonal fruits and vegetables saves money and supports local farmers.
Compare Prices Between Stores: Check prices at different stores or online platforms to find the best deals. Apps like BigBasket and Jiomart often offer discounts.
Know When to Shop: Shopping early in the morning or late in the evening at local markets can yield better deals, as sellers often discount perishable items.

Hunt Coupons and Specials: Look for coupon codes on apps or websites like Paytm and Grofers. Many stores offer deals during festivals.
Sign Up for Loyalty Programs: Chains like Reliance Fresh and D-Mart offer loyalty cards with points and cashback options.
Use Grocery Saving Apps: Use apps like Cred, MagicPin, or cashback apps like Paytm for rebates on grocery purchases.

Buy Generic Brands: Generic or store brands are often just as good as premium ones but come at a fraction of the cost.
Avoid Eye-Level Shelves: Grocery stores place the most expensive items at eye level. Check the top or bottom shelves for budget-friendly options.
Stock Up During Sales: Bulk buying during sale periods for non-perishable items like lentils, rice, and spices can save significantly in the long run.

Buy Fewer Pre-Packaged Items: Pre-packaged or ready-to-eat items are convenient but costly. Preparing meals at home is healthier and saves money.
Skip Meat Once a Week: Meat is one of the costliest food items. Incorporating plant-based proteins like lentils and beans is economical and nutritious.
Cut Your Own Fruits and Meat: Buying whole fruits and unprocessed meat is cheaper than pre-cut or pre-marinated versions.

Preserve and Store Food Properly: Freeze leftovers and perishable items like vegetables to extend their shelf life.
Use What You Buy: Plan meals around what’s already in your pantry or fridge to avoid letting items go to waste.
Start Freezing and Storing Meals: Cook in bulk and freeze individual portions for quick and affordable meals later.

Bring Your Own Bag: Carrying reusable bags avoids paying for plastic bags and supports eco-friendly practices.
Skip Kitchenware and Non-Grocery Items: Avoid buying non-grocery items at supermarkets, as they are often overpriced.

Shop Without Kids: Shopping alone helps you focus on the essentials and avoid purchasing unnecessary items to appease children.
Leave Overspenders at Home: Avoid shopping with family members who tend to pick items outside the budget.

Start an Herb Garden: Grow herbs like mint, coriander, and curry leaves at home. It’s inexpensive and ensures a fresh supply.
Try Plant-Based Proteins: Beans, lentils, and tofu are cheaper and healthier than meat products.
Skip Shopping on an Empty Stomach: Shopping when hungry can lead to impulse purchases of snacks and junk food.